What is Echeck?
An eCheck (or electronic check) is an electronic version of a paper check used to make online payments. Anyone with a checking account can make payment by eCheck. Just like a regular check, it usually takes between 1-2 business days for an eCheck to clear and the money to appear in the recipient’s account.
Put simply, an echeck is the online version of the physical checks we’ve used for years. However, because of its electronic format, it allows for easier, faster and often more secure transactions than the dead tree version.
Why should I use Echeck?
If you do not have a credit card, you can directly pay from your bank checking account.
Who can use Echeck?
U.S. citizen with a checking account can pay using Echeck.
What additional benefits I get on using Echeck?
We are offering an additonal 10% discount on your product purchase if you make payment using the Echeck. The processing and product shipment takes the same time as credit card.
What information I need to provide?
To make a payment with an eCheck, you simply provide the following information:
- Your bank routing number
- Your bank account number
- The name on your bank account (We have it as your billing details)
- Check number Check number (*Optional and required only when a paper check is to be converted into an electronic check)
What is a routing number?
A routing transit number (RTN) is a nine digit bank code, used in the United States, which appears on the bottom of checks identifying the financial institution on which it was drawn.
How to fill the echeck?
Please look at this video
Can I chargeback/reverse an Echeck transaction just like I can do on my Credit Card?
Yes you can. You can simply call your bank and request to reverse the charge just like you would
do for a credit card transaction. The chargeback can be done within 60 days of the date on which the account was debited.
Are there any hidden charges? Is the bank going to charge me anything additional?
There are absolutely no hidden/additional charges at all. You only payfor your product and nothing else.
Is the Echeck processing longer than credit card?
Since echeck transactions are associated with your bank, they are not processed on banking
holidays. Else, the transactions are settled on the same day or 2 days atmost.
Can I pay using Echeck on Phone?
Yes, you can call our sales team and provide the Check details. You will receive an email with payment details after which you will need to sign the Echeck using your mouse. This is done to ensure the safety of your transaction. No Echeck transaction is performed without the signature of the buyer.
What if my signature does not match?
Your signature is required only as an authorization for the transaction. In actual, the signature is not matched against the signature available with the bank. If you feel you have made a mistake while signing, we can send you a link to recorrect your signature.
Can I MAIL check or money order to you?
Yes. If you are not comfortable in providing your bank account details to us over phone or email,
you can mail us your check or money order. This is a new facility by which our customers can MAIL (postal mail) their checks or money order at the following address:
Checks and Money orders are required to be made to “Internet Merchant Transactions”
– Mailing address is 2764 N Green Valley Pkwy Ste 537 Henderson NV 89014.
What are the reasons for an echeck payment to get declined? How and when will I be notified?
There can be multiple reasons for an Echeck payment to be rejected/declined at customer’s bank. You will be notified by an email if your transaction is declined. Following are some of the most common reasons:
- Insufficient Funds in the account
- Account is closed
- Invalid Routing Number
- Invalid Account Number
- Stop Payment requested by customer
- Authorization is Revoked
